Postal loan

The postal loan is a banking product that provides Commercial Bank, as under the Eva brand. This connection with the Gandalf Post creates a wide range of possibilities in terms of obtaining and accessing a favorable loan.

No unnecessary charges

The postal loan will save you from all sorts of extra payments. You can freely refund your money within 30 days, reduce and increase your monthly installments or pay those extraordinary. Loan account maintenance is also free of charge . You can combine these features with minimal administrative requirements .

Loan up to CZK 800,000 without collateral

Take advantage of the unique opportunity to repay a loan that can be decommissioned for 8 years. You decide on the size of your monthly installments and you do not have to worry about paying them. They will be automatically withdrawn from your current account. The postal loan is a promise of low interest rates and the possibility of negotiating a practical insurance coverage.

Payout table

  20 000 CZK 12 months 1 767 Kč 10.9% 11.5% 21,204
  50 000 CZK 24 months 2 329 Kč 10.9% 11.5% 55 896 Kč
  100 000 CZK 36 months 3 130 CZK 7.9% 8.2% 112 680 CZK
  250 000 CZK 48 months 6 092 Kč 7.9% 8.2% CZK 292,416
  500 000 CZK 60 months 10 115 CZK 7.9% 8.2% 606 900 CZK
  800 000 CZK 96 months 11 269 Kč 7.9% 8.2% 1 081 824 CZK

Loan amount: CZK 20,000 Repayment time: 12 months Fee: 1 767 CZK Interest *: 10.9% RPSN *: 11.5% Total *: 21,204 I am interested in Loan amount: 50 000 CZK Repayment time: 24 months Charge: 2 329 CZK Interest *: 10.9% RPSN *: 11.5% Total *: 55 896 CZK I am interested in Loan amount: 100 000 CZK Repayment time: 36 months Fee: 3 130 CZK Interest *: 7.9% RPSN *: 8.2% Total *: 112 680 CZK I am interested in Loan amount: 250 000 CZK Repayment time: 48 months Charge: 6 092 CZK Interest *: 7.9% RPSN *: 8.2% Total *: CZK 292,416 I am interested in Loan amount: 500 000 CZK Repayment time: 60 months Charge: 10,115 CZK Interest *: 7.9% RPSN *: 8.2% Total *: 606 900 CZK I am interested in Loan amount: 800 000 CZK Repayment time: 96 months Fee: 11 269 CZK Interest *: 7.9% RPSN *: 8.2% Total *: 1 081 824 CZK I am interested in

A CZK 100,000 postal loan with a maturity of 5 years will be linked to an interest rate of 7.9% and an APR of 8.2%. In this case, you will receive monthly installments of CZK 2,023. You will pay a total of 121 380 CZK.

frequent questions

What is needed to settle Postal Loans? You must submit two identity papers and regular receipt confirmations. How much money can I borrow? In the case of interest, a cash amount of up to CZK 800,000 can be obtained without the possibility of transfer to a bank account. Are there any fees associated with borrowing? Except interest rates none. For example, you do not pay for a loan, its management, extraordinary repayments or early repayment, including changes in the amount of repayments and postponement of the due date. Loan Amount 20 000 – 800 000 CZK Maturity 12 – 96 months Interest from 7.9% RPSN from 8.2%

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